To determine whether you have selective ACKS (SACKs) enabled:

Run Dslreports Tweak Test (in verbose mode):

Your results should should be as follows:

Operating System SACK enabled
Windows 95 OSR1  
Windows 95 OSR1 (+Winsock 2)
YES
Windows 95 OSR2  
Windows 98 YES
Windows 98 SE YES
Windows NT Workstation 4.0 NO
Windows NT Server 4.0  
Windows 2000 Pro YES
Windows ME YES

Please email me any results which are not linked (or not included) in the above table.
Be sure to specify the EXACT operating system you're using.